2019 is around the corner, have you take a look at your expenses pattern? Do you manage to save money or earn some extra cash at the end of the year? If not, you can try these money challenges and see the positive result!
1. Collecting RM20 notes or RM5 notes
This challenge is easy and many people have done it before with great outcome. Simply stow away all the RM20 notes or RM5 notes you receive and set the target how long you want to do it. It is tough to do but you’ll definitely love it and see how much you have save up.
2. Make your own meals
How much have you spent on your daily meals? Roughly we spend about RM50 for a complete one-day meal from breakfast, lunch and dinner. As 2019 is approaching, why don’t you try to cut down the expenses by prepping your own meal?
You will soon realise that when you do meal-prepping, not only will your food expenses be lowered but also save so much time. Not to mention, you can cater the usage of oil and salt for your meal which is healthier that dining outside.
3. Quit a bad habit
All bad habits be it smoking or drinking waste money and some even waste time. How much do you spend for your smoking habit daily? A pack of ciggarette costs RM20 and try to add up for a month. You have wasted hundreds for your bad habit which is bad for your pocket and your health too.
Try to stop smoking, drinking, gambling, going to the mall just because you’re bored or any other bad habits.
4. Sell unwanted stuff
Do you have a lot of clothes in your closet? Instead of just dumping it, you can earn money by selling it. Secondhand stuff or known as “
Set a target amount to reach and sell whatever stuff you no longer need until you reach that amount.
5. Control your spending
Malaysia has a lot of holidays and there are way too many sales too. We have Raya sales, Christmas sales, holiday-related sales, new year sales, end-of-year sales and many more. Sales season is the most crucial time for you to control your spending. Yes, the sales and discounts are tempting but it doesn’t mean the price is cheaper.
Some retailers are good at sneakily increased the prices during sale times but customers or buyers hardly see it. If you think you won’t come across the same deal ever again, you’re wrong.